Finance

Is Northstar Location Services Calling You?

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Northstar Location Services is a debt collection agency that purchases unresolved debt. If a collection account with them appears on your credit report, this likely indicates they purchased it from your original creditors.

Consumers have complained of aggressive phone calls from Northstar and failure to validate accounts, leading them to file lawsuits against it.

What is Northstar Location Services?

Northstar Location Services LLC, also known as The Northstar Companies, specializes in receivables debt collection and customer care programs in the United States. Their services include first and third party debt collection as well as credit reporting under both FDCPA and FCRA laws; you have certain rights regarding any information added or reported to your file by Northstar Location Services.

Northstar Location Services may appear on your credit report as an active collector of debt owed. They often purchase accounts from original creditors like credit card issuers, banks, hospitals or car dealerships in an attempt to collect.

Negotiate with Northstar Location Services to have them remove the debt from your credit report in exchange for payment, however if the debt is inaccurate or the statute of limitations has passed you have every right to dispute it.

Do I Owe a Debt?

Northstar Location Services is a debt collection agency that purchases debt from original creditors when they cannot collect on it themselves. When this occurs, debt goes into collections and may remain reported to credit bureaus for up to seven years; while it may be tempting to ignore debt collection calls and letters, you should address them as it could be possible to remove an account without actually paying the amount owed based on state laws or your own circumstances.

If you believe you don’t owe the debt, strategies such as disputing and negotiating can help settle it. Filing a complaint with the Consumer Financial Protection Bureau (CFPB) could stop collection agencies from harassing you; or tools like SoloSettle could negotiate debt settlement for you while keeping all financial information safe and confidential during negotiations.

Can Northstar Location Services Affect My Credit Score?

Northstar Location Services is a legally authorized debt collection agency; however, their aggressive collection tactics have drawn much criticism.

An outstanding collections account on your credit report can severely tarnish its score, making it more difficult for you to secure loans, mortgages or credit cards. If the debt is inaccurate or over its statute of limitations period, however, you can dispute it with credit bureaus and get it removed from your record.

Northstar may allow you to work out an arrangement to pay back the debt and have it removed from your report, though it’s essential that you understand your rights and negotiate wisely.

The Fair Debt Collection Practices Act and Fair Credit Reporting Act give you a lot of power against debt collectors like Northstar. If they violate either one of these acts while collecting on debts, you could sue them for thousands in damages.

What is Northstar Location Services’s Legal Rights?

Northstar Location Services LLC, also known as The Northstar Companies, is a debt collection agency based out of the United States specializing in collecting consumer debts such as overdue credit card accounts, medical bills and utility bills as well as any other receivables that arise.

Northstar typically purchases unsettled debts from original creditors who have given up trying to collect them, making the collections accounts appear on your credit report and potentially lower your score, making loans and financial approvals more difficult.

IF Northstar is calling to collect on an outstanding debt, you have rights under the Fair Debt Collection Practices Act (FDCPA) that allow you to dispute it and stop it appearing on your credit report by asking them for a Debt Validation Letter and negotiate a pay for delete agreement that removes it altogether from your record. Contact us now if this option interests you, for a free consultation session!